Detroit, Michigan, often referred to as the Motor City, holds a significant place in American history and culture, renowned for its pivotal role in the automotive industry and its contributions to music, particularly through genres like Motown and jazz. Once a thriving hub for manufacturing and innovation, the city’s economic landscape has undergone dramatic changes over the decades, including population decline and urban challenges. Despite these hardships, Detroit’s resilience is evident in its ongoing revitalization efforts and community initiatives aimed at fostering economic growth and cultural revival. The city’s rich artistic scene, characterized by a blend of visual arts, music, and culinary influences, showcases the spirit and diversity of its residents. However, economic hurdles persist, particularly in terms of access to financial resources. A significant segment of the population requires loans for various needs, including home repair, education, and small business development. Research indicates that a considerable portion of Detroit residents, estimated to be around 60% or more, encounter barriers to obtaining traditional loans due to factors such as credit history and income disparities. This underscores the need for targeted financial services that can empower individuals and spur economic development within the community. By addressing these financial challenges, Detroit can further harness its rich heritage to cultivate a more inclusive economy, enabling all residents to participate in the city’s ongoing transformation and revitalization efforts.