Terms and Conditions

**Terms of Service**

These Terms of Service outline the conditions under which you may use acceptmycash.com (the “Website”, “we”, “us”, “our”), including its online services, mobile applications, and any software provided in connection with these services (collectively, the “Service”). By accessing or using the Service, you agree that you have read, understood, and accepted these Terms of Service (“Agreement” or “Terms of Service”) and the collection and use of your information as described in our Privacy Policy. This Agreement applies to all users, visitors, and others who access or use the Service (“Users”).

**Please read these terms carefully. If you do not agree, do not use the Website or Service.**

**IMPORTANT:** By submitting your loan request form for a financial product on this website (the “Site”), you authorize us to share your personal information with our marketing partners and third-party lenders (“Service Providers”). You also provide written instruction under the FCRA for these Service Providers to obtain your credit report, credit score, and other information from one or more credit reporting agencies to verify your identity and provide prequalified credit offers.

**1. Modification of Terms**

We may occasionally update these Terms of Service. Your continued use of the Site after any changes means you agree to follow and be bound by the modified terms. We may also alter, move, or delete portions of the Site or discontinue it altogether, with or without notice. We are not liable to you or any third party for any changes to the Site or these Terms.

**2. Access to and Use of the Site**

You may only use the Site if you reside in the United States and are at least 18 years old. We reserve the right to terminate, change, suspend, or discontinue any aspect of the Site at any time. Your use of the Site may be interrupted due to technical issues, updates, or repairs. We do not charge users for using the Site, nor do we charge a fee for successful loan completion.

**3. Services and Content Offered on the Site**

The Site provides access to financial products and Service Providers (the “Site Services”) and content from us or third parties (the “Site Content”).

3.1. **Request to be Connected:** We may allow you to submit a request to be connected with our Service Providers. The Site serves as a paid marketing lead generator. We are not a broker, lender, or creditor and do not make decisions regarding the products offered by Service Providers. We may receive a marketing fee from Service Providers.

3.2. **No Guarantee of Loan or Credit:** We do not guarantee that you will be connected with any Service Provider, that any Service Provider will make an offer to you, or that any terms offered are the best available. The terms you receive may vary depending on your complete credit and financial profile.

3.3. **Transfer of Your Information:** By submitting a request, you agree that we may share your information, including your Social Security number, with Service Providers. If Service Providers wish to offer you products or services, they may contact you directly. If you no longer wish to receive communications from them, please contact them directly.

3.4. **No Endorsements or Recommendations:** While we strive to work with reputable companies, we do not endorse or recommend any specific Service Provider or product. Once connected with a Service Provider, we have no further involvement in any transactions that occur between you and the Service Provider(s).

**4. No Substitute for Professional Advice**

The Site Content and Site Services are provided for convenience only and are not a substitute for professional advice. You should not rely on them for financial decisions. We are not responsible for the accuracy or reliability of the Site Content or Site Services.

**5. Disclaimer of Warranties**

The Site is provided “as is.” We make no representations or warranties of any kind regarding the operation of the Site. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, non-infringement, and fitness for a particular purpose. Your use of the Site is at your sole risk.

**6. Consent to Telemarketing Calls and SMS Messages**

By using our Service, you consent to receive calls and SMS messages from us and our Service Providers, including auto-dialed calls and texts. You may opt out, but doing so may result in missing important information about products or services.

**7. Consent to Electronic Communication (E-Consent)**

By visiting our Site or sending us emails, you consent to receive communications electronically. If you submit a request to be connected with a Service Provider, you also consent to receive legally required communications electronically.

**8. Indemnity**

You agree to indemnify and hold us, our affiliates, officers, employees, and Service Providers harmless from any claims arising from your use of the Site or violation of these Terms.

**9. Limitation of Liability**

We will not be liable for

These Terms of Service outline the conditions under which you may use the online services, website, mobile applications, and software provided by acceptmycash.com (the “Website”, “we”, “us”, “our”), including any communications with us via phone, email, text, or other methods (collectively the “Service”). By accessing or using the Service through any means, direct or indirect, you acknowledge that you have read, understood, and agree to be bound by this Terms of Service Agreement (“Agreement” or “Terms of Service”) and consent to the collection and use of your information as described in the acceptmycash.com Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Service (“Users”).

Please read these terms carefully. If you do not agree with them, you must not use the Website or Service.

**IMPORTANT:** By submitting your loan request form for a financial product on this website (the “Site”), you agree to allow us to share your personal information with our marketing partners and third-party lenders (“Service Providers”). You also provide written consent under the Fair Credit Reporting Act (FCRA) for these Service Providers to obtain your credit report, credit score, and other information from one or more credit reporting agencies to verify your identity and provide you with prequalified credit offers.

**1. Modification of Terms**
We may periodically update the rules governing your use of our Site. Your continued use of the Site following any changes signifies your agreement to follow and be bound by the updated rules. We may change, move, delete, or add to our Site and/or any of these Terms at any time without notice. We are not liable to you or any third party for any modifications, suspension, or discontinuance of our Site and/or any of these Terms.

**2. Your Access to and Use of the Site**
The Site is intended for use only by individuals residing in the United States who are at least 18 years old. We reserve the right, at our sole discretion, to terminate, change, suspend, or discontinue any aspect of the Site. We may also limit certain features or restrict access to parts or the entire Site without notice or penalty. We do not charge users for access to the Site or upon successful completion of a loan. Your access to the Site may be interrupted due to technical malfunctions, updates, or repairs.

**3. Services and Content Offered on the Site**
The Site provides access to certain financial products and Service Providers (the “Site Services”) and content provided by us or third parties (the “Site Content”).

**3.1 Request to be Connected:** We may offer the opportunity to submit a request to be connected (“Request”) to our Service Providers. The Site functions solely as a marketing lead generator and does not act as a broker, lender, or creditor. We do not make any decisions regarding products and services offered by Service Providers and are not involved in loan or credit decisions. We may receive a lead generation fee from Service Providers.

**3.2 No Guarantee of Loan or Credit:** We do not guarantee that you will be connected to a Service Provider, that any Service Provider will make an offer, or that any offer terms, including loan terms or rates, are the best available. Service Providers’ offers may vary based on market conditions, approval, and qualification. The terms and rates you receive may be higher or lower depending on your credit and financial profile. Securing a loan or completing a transaction with a Service Provider is solely between you and the Service Provider. You may need to complete an application with the Service Provider or provide additional information to verify your income.

**3.3 Transfer of Your Information:** By submitting a Request, you agree to allow us to share your information, including your Social Security number, with Service Providers, whether or not you have specifically selected them. If a Service Provider wishes to provide you with information, you will be contacted regarding offers and related pricing. Service Providers may retain your Request information, even if they do not offer you a product or service. Please contact Service Providers directly if you no longer wish to receive communications from them.

**3.4 No Endorsements or Recommendations:** While we strive to work with reputable companies, we strongly recommend conducting your due diligence before selecting and/or entering into any agreement with a Service Provider. Once connected, we have no further involvement in transactions between you and Service Providers. We do not endorse or recommend any specific products, opinions, or other Site Content available through or mentioned on the Site.

**THE WEBSITE IS NOT RESPONSIBLE OR LIABLE FOR ANY SERVICE PROVIDER’S ACTS OR OMISSIONS, INCLUDING QUOTES OR SERVICES PROVIDED, CONTACTING OR FAILING TO CONTACT YOU, OR ANY AGREEMENT OR TRANSACTION BETWEEN YOU AND ANY SERVICE PROVIDER.**

**4. No Substitute for Professional Advice**
All Site Content and Site Services are provided solely for your convenience and are not intended as a substitute for professional advice. You should not rely on them as the basis for any financial decision or action. We are not responsible for the accuracy or reliability of Site Content or Site Services. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any Site Content or Site Services available through the Site. Always seek the advice of a qualified professional with respect to any questions you may have.

**5. Disclaimer of Warranties**
THIS SITE IS PROVIDED BY US “AS IS.” WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK AND THAT WE DO NOT WARRANT THAT THIS SITE, ITS SERVERS, OR EMAIL SENT FROM US ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

**6. Your Consent to Receive Telemarketing Calls and SMS Messages**
By using our Service, you agree to receive calls and SMS messages from us and our Service Providers, including telemarketing calls, auto-dialed calls, texts, and pre-recorded voice messages. You may opt-out at any time, but doing so may prevent you from receiving certain products, services, or promotions.

Your mobile service provider may charge you for calls or messages, and we and our Service Providers are not responsible for those charges.

Calls to and from us may be monitored or recorded. Your contact information will be shared with Service Providers who need to contact you to complete your transaction.

You represent and warrant that you are the owner and/or primary user of any phone number you provide to us.

You agree to indemnify and hold us and our Service Providers harmless from any claims, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your failure to provide accurate contact information, your voluntary provision of a phone number that is not your own, and/or your violation of any federal, state, or local law, regulation, or ordinance.

**7. Your Consent to Electronic Communication (E-Consent)**
By visiting our Site or sending us an email, you consent to receive communications from us electronically. Although we may choose to communicate with you by regular mail, we may also communicate by email or by posting notices on the Site. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

If you submit a Request to be connected to one of our Service Providers, please note that these Service Providers are required by law to provide you with certain communications, notices, disclosures, and other materials (“Communications”). These Service Providers must obtain your consent to provide these Communications electronically. By submitting a Request to be connected to one of our Service Providers, you consent and agree to receive all legally required Communications electronically in accordance with our E-Consent.

**8. Indemnity**
You agree to indemnify and hold us, our subsidiaries, affiliates, officers, employees, and Service Providers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising from your use of the Site, your violation of this Agreement, or the infringement by you or others using your computer, of any intellectual property or other right of any person or entity. We assume no responsibility for offensive, false, harmful, or deceptive content or actions by third parties.

**9. Limitation of Liability**
WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

**10. Third-Party Websites**
The Site may contain links to third-party websites and information about their services. We take no responsibility for the content or accuracy of information on third-party websites and do not endorse any third-party website linked through our Site. You accept all risks associated with accessing third-party websites through the Site and do not hold us liable for any consequences related to the use of third-party websites.

**11. Dispute Resolution**
**Agreement on Dispute Resolution:** In consideration of mutual promises and other good and valuable consideration, you and we agree that any controversy, claim, or dispute arising out of or relating to the use of this Site, or a breach of any Terms (collectively referred to as a “Dispute”), shall be resolved solely and exclusively in accordance with this Dispute Resolution Agreement. You should review this agreement carefully.

**No Lawsuits Except for Small Claims Court Action and No Class Actions:** In the event of a Dispute, except for the limited proceedings identified in this Dispute Resolution Agreement, you